The capital protection feature aims to protect the value of your investments in eligible managed funds for a term, while still allowing you to benefit from growth when your chosen funds perform well. Foreign assets, private unit trusts or companies, derivatives, options, warrants and similar financial instruments. The managed funds and exchange traded funds managed investments offered through wrap are managed and operated by fund managers that charge fees. Bt investment funds means the funds offered in the bt investment funds pds, issued by bt funds management limited, bt funds management no. Westpacs wealth expert, bt, is now offering a new way to invest thats easy. Master funds, wrap accounts and the newer breeds of separately and individually. This is a register of people who provide personal advice on investments, superannuation and life insurance. If you are a business banking client, please reach out to your relationship contact. Bt life protection plans superwrap and superwrap essentials. Investment, which is an idpslike scheme which complies with asic class order 02296.
Grow wrap super and pension service product disclosure statement. Freeman says bts investment wrap the biggest on the market. Through wrap essentials, you can obtain capital protection in relation to eligible managed funds by investing in the bt capital protection fund. These funds are also available on bt wrap essentials bt geared imputation fund rfa0062au, bt global property fund wfs0387au, bt intech high opportunity fund wfs0390au and bt. An investment in the fund offered under the fund s pds through a master trust or wrap. We are a provider of quality financial advice, products and services.
Mar 19, 2020 mutual funds offer baskets of these products to individual investors. The voluntary administration of its parent company sargon has raised questions about. November 2018 investments netwealth investment wrap. You should obtain and consider the relevant product disclosure statement pds before making a decision about whether to acquire or continue to hold any financial product. Product disclosure statement for this fund, as well as the disclosure documents for wrap and superwrap before deciding to obtain wrap capital protection via the bt capital protection fund. Bt portfolio services ltd abn 73 095 055 208 btps operates wrap including wrap essentials wrap and administers superwrap including superwrap essentials superwrap.
Managed fund menu list to the essentials investment list. Use our retirement tools and calculators to estimate how much you need in retirement and how much income you might have in retirement, and how long it will last. World class protection specialists in all types of high and ultrahigh net worth insurance. A super fund with 4 apples is a high quality fund a 3 apple rating bronze is the third highest rating from chant west. If you have not received the entire document, please call us on 2 5. The pds for the superwrap essentials personal super plan is comprised of the superwrap essentials information brochure, the superwrap essentials investment options booklet and this insurance booklet. With the touch of a keystroke, or the i i k of a mouse, you in all. Customer service customer experience point of sale lead management event management survey. In his billboard interview, shaw reflected on his belief in the consol ing power of great works of art, such as bachs b minor mass. Bt funds management limited abn 63 002 916 458, afsl no.
Unlike a mutual fund, where capital gains are passed on to all investors, an sma investor is only taxed on realized gains in his or. A copy of the pds can be obtained from your financial adviser, our investor services team on 35 66, or at au. Only funds and investment products included in the morningstar australia database are available for fee and performance comparison. Compare bt superwrap allocated pension plan and other pension funds. This update, dated 1 july 2019, relates to the superwrap product disclosure statement as updated or supplemented pds and additional information booklet booklet. January 2019 investments grow wrap investment service family discount. Pendal smaller companies fund previously known as bt wholesale smaller companies fund. Bt portfolio services ltd arranges the issue of the bt life protection plans wrap and wrap essentials by westpac life insurance services limited westpac life. We equip change agents with cloud software, services, expertise, and data intelligence designed with unmatched insight and supported with unparalleled commitment. Download pds additional information information investment funds. Bt external international shares 11 arsn 140 396 756 the investment option referred to as blackrock global allocation the fund. L0001090 btfm is the trustee and issuer of superwrap, which is part of retirement wrap abn 39 827 542 991 rse registration r10027 retirement wrap.
A product disclosure statement or pds is a document or sometimes a group of documents that contains information about a financial product, including any significant benefits and risks, the cost of the financial product and the fees and charges that the financial product issuer may receive a financial services guide or fsg describes the financial services offered by, and important. Mlc limited is a part of the nippon life insurance group and not part of the nab group of companies. The air university catalog serves as both a source document and a planning document for air university schools and staff personnel. To help you make the right decision about a financial adviser.
Superwrap product disclosure statement and additional information booklet 1 july 2019 this update, dated 1 july 2019, relates to the superwrap product disclosure statement as updated or supplemented pds and additional information booklet booklet. Bt funds management limited abn 63 002 916 458, rse l0001090 is the trustee and issuer of superwrap abn 39 827 542 991, rse r10027. If youve been impacted and need to pause your home loan, car and equipment loan or credit card repayments please fill out this form. Money management provides accurate and informative news coverage on finance topics such as fofa, financial planning, funds management, smsfs, risk insurance, taxation and superannuation. Important changes to superwrap essentials adviser wrap. October 2018 ibr netwealth wealth accelerator plus. The administrator also acts as custodian for wrap essentials and holds the managed funds and cash on your behalf. Previously known as the multimanager diversified share fund. Bt wrap bt wrap is an investment platform managed with your financial adviser with access to all asx listed securities, over 580 managed funds, and term deposits, and provides easy administration and consolidated reporting for individual investors, partnerships, trusts, companies and selfmanaged super funds. Updating the information in the wrap investor short. Bt wrap may suit self managed super funds smsfs given the extensive. Bt portfolio wrap essentials range of managed funds dated. Hub24 your comprehensive investment and superannuation platform. As one of the uks leading boat insurers, you wont have to compromise on service or security.
Then came pcs, and thirdparty software, and the famously insecure internet. Bt multimanager conservative fund product disclosure statement pds pdf 164 kb bt multimanager moderate fund product disclosure statement pds pdf 170 kb bt multimanager balanced fund product disclosure statement pds pdf 163 kb bt multimanager growth fund product disclosure statement pds pdf. Only funds with three year returns were included in any fee comparison, and were compared to morningstars nominated benchmark. It provides the control, choice, flexibility and service for your super or retirement portfolio. Bt superwrap bt superwrap is a superannuation investment platform that provides you and your financial adviser access to over 580 managed funds, asx listed securities and term deposits, as well. Bt wrap is an investment platform managed with your financial adviser with access to all asx listed securities, over 580 managed funds, and term deposits, and provides easy administration and consolidated reporting for individual investors, partnerships, trusts, companies and selfmanaged super funds. Bt diversified funds are designed to let you invest across a range of asset classes based on market indices. When we know better, we have the power to do better. Bt portfolio services ltd abn 73 095 055 208, afsl no. As per latest government order, we are delivering only essential products in red zones. Our flexible technology allows advisers and licensees to customise their platform solution to fit their business. The disclosure benchmarks and principles set out in rg 240 apply to the wrap essentials investment fund investment option listed below, which is offered through wrap essentials and super wrap essentials together, wrap essentials. Money management april 26, 2012 by cirrus media issuu. The superwrap fund is a complying superannuation fund, constituted under the retirement wrap.
Product disclosure statement pds in full before making an investment decision. Money management may 3, 2012 by cirrus media issuu. The purpose of this spds is to update the following. Australias leading news source for investment professionals. A 5 apple rating gold is the highest rating from chant west. Investment in the wrap essentials investment funds bt funds management limited abn 63 002 916 458 afsl 233724, bt funds management no. Hub24s awardwinning investment and superannuation platform offers broad product choice and an innovative experience for advisers and investors. The fund is only available through wrap or wrap essentials, and through superwrap or superwrap essentials. Bt panorama features to help you indentify and deliver sustainable investment advice.
Mod acronyms and abbreviations definitions for terms and acronyms used throughout mod documents. A critical factor in the financial performance of investments is the ability to identify drivers of the expected risk and return of investments. Compare bt superwrap allocated pension plan and other pension funds products at ratecity, australias leading comparison site. Log into the investor desktop and you can find our tax.
Bt portfolio superwrap essentials information brochure. For more information, or to obtain a pds, speak to your financial advisor. Discover why we are the worlds leading cloud software company powering social good. Each is professionally managed to save you time researching, purchasing and monitoring your investments. Bt funds management limited abn 63 002 916 458 afsl 233724 is the trustee and the issuer of bt super, bt super for life and bt super invest together, referred to as the super products, which are part of retirement wrap abn 39 827 542 991. Mod acronyms and abbreviations ministry of defence. The largest and best collection of online learning resourcesguaranteed. Pds refers to the product disclosure statement for the bt portfolio superwrap essentials personal super plan, the bt portfolio superwrap essentials pension. Sample list of technology executives that will see various ai. Bt portfolio services ltd abn 73 095 055 208 afsl 233715 btps operates bt invest and operates panorama. The booklet, the investment options booklet, the bt protection plans pds and the bt capital protection fund pds are available for free from your adviser, at. Bt superwrap is a superannuation investment platform that provides you and your financial adviser access to over 580 managed funds, asx listed securities and term deposits, as well as insurance, in one secure online account. Pendal smaller companies fund investment management. We have helped australians turn their financial goals into reality for over 170 years.
If you are new to investing or want an expertly managed portfolio, you may like to consider one of five readymade managed portfolio options. Bt funds management limited abn 63 002 916 458 australian financial services licence no. For a super fund to earn 5 apples it must be one of the highest quality funds. Btfm distributes investment services branded as bt wrap and bt wrap essentials that wrap around your portfolio of investments in managed funds and listed securities wrap. Investment in wrap essentials the provision of this investor brochure, the available managed funds list and investments through wrap essentials should not be taken as the giving of investment advice by btps in relation to investments acquired through wrap essentials. You receive a product disclosure statement setting out all the essential information. The administrator is a subsidiary of westpac banking corporation westpac abn 33 007 457 141. For a list of funds on the investment menus speak to your financial adviser. Essentials investment list to the extended managed fund. The investor pays an annual fee for the account overall, known as the wrap fee. The administrator of bt portfolio superwrap essentials is bt portfolio services ltd.
My amp makes it simple for you to manage your amp retirement account online, 24 hours a day, 7 days a week. Fund abn fund name usi spin product name contribution. National australia bank limited abn 12 004 044 937, afsl 230686. This may not include all funds available for retail investment in australia. October 2018 ibr netwealth wealth accelerator core. The arranger has given and not withdrawn its consent to the pds. Billboard july 2, 1994 billboard introduces a stateoftheart information resource, designed to provide immediate access to billboard data via your home or office computer. Wrap capital protection can be applied to over 150 wholesale managed funds on the wrap and superwrap investment menus. Choice wrap essentials is an investment service that wraps around your investments offering you a single point of access to a range of managed funds. Bt wrap is an investment platform managed with your financial adviser with access to all. Bt single sector funds are managed by a single leading sector and investment style manager. Bt funds management limited abn 63 002 916 458, bt funds management no.
Software sites tucows software library shareware cdroms software capsules compilation cdrom images zx spectrum doom level cd featured image all images latest this just in flickr commons occupy wall street flickr cover art usgs maps. Apart from any interest investors may have in underlying bank accounts. A mutual fund wrap, also known as a mutual fund advisory program or a wrap account, is a personal wealth. Were releasing tax statements from late july to october, depending on when we receive tax information from fund managers and share registries. For a super fund to earn 5 apples it must be one of the highest quality funds a 4 apple rating silver is the second highest rating from chant west. Perpetual wealthfocus standard fees, retail master trust, 1. Bt superwrap essentials personal super plan, wrap account, 1. During the 2008 financial crisis, one fund fell below that. The fund is available through superwrap including superwrap essentials which is part of retirement wrap abn 39 827 542 991 and through an investor directed portfolio service known as wrap including wrap essentials. Wrap essentials also provides you with access to a cash account, which is used to settle transactions and pays a competitive interest rate. Discover why more than 10 million students and educators use course hero. This is the supplementary product disclosure statement spds dated 19 march 2019 to the bt investment funds product disclosure statement dated 30 september 2017 pds, and should be read in conjunction with the pds.
Product disclosure statement pds the distributor of bt portfolio superwrap essentials is westpac banking corporation. See the best retail superannuation funds in 2019 as rated by australians on. A platform or a wrap account combines all of your listed securities, managed funds, shares, insurance and superannuation into one account, eliminating some of the administrative burden and paperwork that usually comes with managing a number of individual investments. Grow wrap investment service the service is an investor. Use this register to find out where a financial adviser has worked, their qualifications, training, memberships of professional bodies and what products they can advise on. The catalog also provides a brief description of the schools and professional organizations that make up air. Apr 24, 2019 managed accounts and mutual funds both represent actively managed portfolios or pools of money that invest over a variety of assetsor asset classes. Managed funds quick guide to investing in managed funds investing in managed funds through wrap is straightforward. November 2018 investments bt wrap open investments. A guide to your superwrap personal super plan annual statement for 30 june 2019. The information below updates the wrap essentials investment funds product disclosure statement pds dated 27 november 2009, issued by bt funds management limited abn 63 002 916 458, afsl 233 724, bt funds management no.
It serves as a public relations medium for air force, department of defense, and civilian audiences. A pension fund with 4 apples is a high quality fund a 3 apple rating bronze is the third highest rating from chant west. Investtalk investment in stock market, financial planning. Insurance, savings and pensions from zurich in the uk zurich. Fees associated with wrap capital protection are deducted separately from your wrap cash account. Investtalk investment in stock market, financial planning, retirement planning, money management podcast in todays ever changing global economy, understanding investment options can be a daunting, timeconsuming task. Wfs is also the responsible entity for bt personal portfolio service. Bt panorama wealth management platform for advisers.
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